Buyers

The Buying Process

We are so excited that you are taking the first step toward buying property!

In today’s market, buyers need solid representation. That’s where our team comes in. As your exclusive buyer’s agents, we can negotiate on your behalf. We will look out for your best interests and listen to your specific objectives, needs and style. We will help you find all the experts you need for matters of importance in any property you are considering. Our goal is to get you the right property, for the best value.

01.

LET'S MEET!

We offer fun and free virtual buyer consultations. Let’s jump on a call or video chat so we can chat about your real estate goals.

02.

Get Pre-approved

If you’re financing, we can help connect you with trustworthy local lenders so you are ready to go when the perfect place comes along.

03.

Search Online

We will set you up on your own unique Client Portal, a powerful online MLS property search tool. We can get to know your likes & dislikes and narrow the search.

04.

Tour Property

We will work hard to schedule property tours for you, virtually or in person. Let us show you around the Big Island, so you can find your perfect home.

05.

MAKE AN OFFER

In a hot market, let us help you make the best offer possible and rest easy while we draft up all the documents to give you the best chance of owning your dream property.

06.

Escrow > Closing

We will help you navigate your escrow timeline, help you schedule inspections, coordinate with your lender and get you to closing day!

Ask about our virtual services!

The real estate process has become more virtual than ever. From property tours to closing documents, you might be surprised by how much we can accomplish online. We offer numerous unique options to optimize your buying experience.

How can we help you get started?

What they're saying...

"Michael was always ready and willing to schedule a showing of properties I was interested in. He gave personal and professional critiques.of each property and we were able to compare other properties.in the price range I had in mind. When my financing backed out he found several alternatives and I got better then original financing! Highly recommend him to be your agent!"

Michael Haley RS
Featured Agent on HGTV’s Hawaii Life

Buyers Guides & Resources

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FAQs

Here are some answers to the questions we receive the most about our buying Big Island property.
If we missed anything, please do not hesitate to contact us. We’ll be happy to help.

What can I do now to prepare to purchase Big Island property in the future?

Determine which part of the island you want to live. Talk to locals. If possible, drive around different areas get to know them.
Join our FB group to connect with other current and future Big Island residents.
Read our blog and view listings online.
Give us a call, or schedule a virtual consultation with us.
Make sure your finances are in order and learn about the current lending requirements.
Make sure you can access digital copies of your tax documents, any recent pay stubs, bank statements, and proof of income. These things will
Speak to a local Hawaii lender. We can help connect you!

What is the first step?

Consulting with a local real estate agent. Here’s the card of an awesome real estate team who would love to connect.

Why should I get pre-approved with a local lender?

A local lender will work to qualify you for financing a Big Island property. In order to start touring property in person (and not just online), you will first want to get pre-qualified or pre-approved by the lender of your choice. Once we know what type of loan you can get, we can insure that you are looking at the right types of properties in the right price range. Your pre-approval will also put you in a competitive position to make an offer when you find “the one.” Using a local lender (as opposed to a mainland lender) is highly recommended. For starters, they operate in the same time zone, which is really helpful. But they understand Hawaii’s escrow timelines and the nuances of Big Island real estate (like lava zones!) Using a local lender can be the difference between a smooth closing closing or a bumpy one. If you would like, we can help connect you to lenders that we know and trust!

How long does it take to close?

A typical closing/escrow on Big Island right now is taking between 45-60 days. During this time you conduct your inspections and due diligence and escrow collects funds and documents. If you are paying all cash, sometimes we can close faster, but it usually takes at least 30 days. If you are buying for the first time in the State of Hawaii, our escrow timeline may not be the same as you’ve experienced elsewhere. For example, once your loan has funded and you’ve signed your final documents, it will take 3 more business days to record the sale at the Bureau of Conveyances before you can close and get your keys.

What do your services cost?

Great news! In most cases, our buyer’s services are completely free since the seller’s side typically pays our commission.

What are Lava Hazard Zones and how can they affect my purchase?

Since the Big Island has active volcanoes, there are 9 designated Lava Zones, with new flows most likely to occur in 1 and least likely in 9. Here is a map from the USGS illustrating them. Although things are always changing with our volcanoes, in general there can be a greater challenge obtaining financing and insurance in riskier Lava Zones 1 and 2, due to the lava hazard.

Save our contact info by grabbing our virtual card.

Follow @haleyhawaiihomes

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We can't believe October is here! It's shaping up to be an action packed month for us, with lots of our buyers and sellers closing on properties all across the island. Some very happy clients are getting excited to get the 🔑 keys to their new hot tub (I mean house) 𝘷𝘦𝘳𝘺 soon. We think they are gonna love spending fall in this exact spot, watching sunsets over the Kona coastline every night. ⁠
⁠
🌅 Would you be excited to live here?

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Just listed! Click through to see inside this beautiful home in Orchidland Estates! 🌴🏡⁠
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https://haleyhawaii.com/Aulii-St⁠
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✨ Just Listed! // Fully Fenced 2 Acre Lot // High Ceilings // Marble Tile & Beautiful Wood Laminate // Large Master with Nook and En Suite Bath // 24 PV Panels with Battery Backup // Solar Hot Water // Mature Fruit Trees ✨⁠
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📍Big Island (Hawai'i Island)⁠
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𝕃𝕚𝕟𝕜 𝕚𝕟 𝕓𝕚𝕠 for virtual tour, price, photos and more!⁠
⁠
#JustListed by Michael & Amber Haley, RS Hawai'i Life MLS 642032

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Happy long weekend Big Island! With the beaches "closed" for sunbathing, anybody else working on their doggy paddle? 🐾 🏊‍♀️⁠
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Soul mutts. 🐾 ❤️ 😂 ⁠
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Happy National Dog Day!!

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JUST SOLD ✨ 52 Pamala Place⁠
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🌴🏡 We loved representing the off island seller of this beautiful Big Island investment property. The two plantation style cottages sure give off that local Hilo Hawaii charm that we just can't get enough of! This sale was a 1031 exchange on both ends and a smooth 47 day transaction open to close, all during a global pandemic. Congrats to our seller, now on to his next investment... ⁠
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#SoldbytheHaleys 👩👨⁠
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Is now the right for you to sell? Send us a DM to find out what your Big Island property could be worth in this 🔥 market!⁠
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And check out our LINK IN BIO to see our killer listing services. 🤙 ⁠

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Michael Haley R(S), LIC #RS-81462 and Amber Haley R(S), LIC #RS-81463 are Big Island REALTORS® with Hawaii Life. The opinions expressed on this site are their own personal opinions. They do not reflect the opinions of Hawaii Life Real Estate Brokers or any of their affiliates or partners.

Buyers

The Buying Process

We are so excited that you are taking the first step toward buying property!

01.

02.

03.

04.

05.

06.

Ask about our virtual services!

How can we help you get started?

What they're saying...

Buyers Guides & Resources

FAQs

Save our contact info by grabbing our virtual card.

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Michael & Amber Haley

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